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Handover & finance · Guides

Dubai handover and finance guides

Taking delivery of a new unit, and how the borrowing around it is actually priced.

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  • Guides in this cluster
    3 each one sourced and dated on the page
  • Start with
    Handover the fullest answer, if you only read one
  • Behind a form
    None every guide is readable without one
  • Property listings
    None this site publishes advice and data only

    • The short answer

    Three guides cover taking delivery of a Dubai property and paying for it: the handover sequence from developer notice to title deed, what a mortgage broker costs and who actually pays them, and what a non-resident can borrow and from which lenders.

    Which one you need

    What each guide answers

    Every one of these is a different question. Pick the row that matches yours.

    Handover & finance guides, and the question each one settles
    GuideThe question it answers
    Handover What happens at each stage, and in what order?
    Mortgage brokers Do I need a broker, and who pays them?
    Non-resident mortgages Can I borrow from outside the UAE, and how much?
    Handover & finance

    The guides

    • Dubai Handover Checklist

      The full handover sequence for a Dubai property: developer NOC, snagging, DEWA activation, Ejari, title deed. What to do in which order, and where people get stuck.

    • Dubai Mortgage Brokers

      Mortgage brokers in Dubai are paid 0.5–1% by the lender, not by you. When that is worth it, when going direct is cheaper, and what expats are quoted.

    • Non-Resident Mortgage Dubai

      Non-residents can borrow in Dubai at lower loan-to-value than residents. The current LTV caps, the banks that lend, and the documents required from overseas.

    Other clusters

    The rest of the site

    • Valuation

      What a unit is worth today, which valuation a lender or a visa application accepts, and what each one costs.

    • Snagging

      The pre-handover inspection: what it costs, what it covers, and the liability window it protects.

    • Short-let

      Whether short-letting beats a tenant once the permit, the fees and the occupancy are counted.

    Every figure on this site traces to one of these

    • Dubai Land Department
    • RERA
    • Department of Economy & Tourism
    • UAE Central Bank

    If reading through these has you weighing the property itself rather than the process, start with what the unit is worth today.

    Ask

    Ask a question about your own property

    No form. Call or email, and the answer comes from the same sourced figures published across these guides.

    • Email

      info@plainlyproperty.com

      The written report is delivered here within 24 hours of the request.

    • What this is not

      No listing, no marketing

      Asking for a report does not put your property on the market. Plainly Property publishes no listings and holds no licence.

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